Bankruptcy Help & Resources
Answers to common questions and helpful resources for your bankruptcy journey
Need Immediate Help?
Attorney Support
Contact your attorney for case-specific questions
Emergency Situations
Foreclosure/Eviction:
File immediately for automatic stay protection
Wage Garnishment:
Filing stops most garnishments immediately
Common Mistakes to Avoid
Don\'t transfer assets
Transferring property before filing can be considered fraud
Don\'t pay family/friends first
Preferential payments can be reversed by the trustee
Don\'t incur new debt
New debt before filing may not be discharged
Don\'t forget any creditors
Unlisted debts may not be discharged
Don\'t drain retirement accounts
Most retirement accounts are protected in bankruptcy
Don\'t file without an attorney
Pro se filers have much lower success rates
Frequently Asked Questions
Click on any question to see the answer
Do I qualify for Chapter 7 bankruptcy?
What's the difference between Chapter 7 and Chapter 13?
How long does the Chapter 7 process take?
What happens at the 341 Meeting of Creditors?
Can I pay attorney fees in installments?
What if I can't afford the filing fee?
Will I lose my car in Chapter 7?
Can I keep my home in Chapter 7?
Which debts are NOT discharged in Chapter 7?
What happens to my student loans?
How will bankruptcy affect my credit score?
Can I get credit after bankruptcy?
What if I can't find all my bills?
Why do I need my spouse's income if filing alone?
Helpful Resources
External resources and tools for your bankruptcy process